{"id":2132,"date":"2025-08-02T19:44:53","date_gmt":"2025-08-02T19:44:53","guid":{"rendered":"https:\/\/taxespositivos.com\/business-funding\/"},"modified":"2026-10-24T19:17:33","modified_gmt":"2026-10-24T19:17:33","slug":"business-funding","status":"publish","type":"page","link":"https:\/\/taxespositivos.com\/en\/business-funding\/","title":{"rendered":"Business funding and access to credit"},"content":{"rendered":"\t\t
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Business financing \u00b7 Spanish-speaking service<\/p>\n\t\t\t\t\t

Financing and access to credit for your business<\/h1>\n\t\t\t\t\t

Before you apply for capital, learn your options and prepare your company<\/p>\n\t\t\t\t\t

Do you need to buy equipment, purchase inventory or support your business's growth?<\/p>\n\t\t\t\t\t

At Taxes Positivos we guide you to understand your business financing alternatives and review what you need to prepare before you submit an application.<\/p>\n\t\t

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\n \t\t\t\n\tSchedule a free initial call\n<\/a>\n\t\t\t\t\t

15 minutes to understand your need and explain how we can help you.<\/p>\n\t\t\n<\/div>\n\t\t\t\n\tAsk on WhatsApp\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n\t\t\t\"Alexander\t\t\n<\/div>\n\n<\/section>\n

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What is business funding?<\/p>\n\t\t\t\t\t

Capital for your business, with terms you need to understand<\/h2>\n\t\t\t\t\t

Business funding is access to resources to finance a company's needs. It can include loans, lines of credit and business credit cards, among other alternatives.<\/p>\n\t\t\t\t\t

Each option has different requirements, costs and terms. That is why, before you apply, it is worth reviewing how much you need, what you will use it for and how you will repay that financing.<\/p>\n\t\t\n<\/div>\n\n<\/section>\n

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How we support you<\/p>\n\t\t\t\t\t

How can we help you?<\/h2>\n\t\t
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Initial review of your business<\/h3>\n\t\t\t\t\t

We talk about your company's activity, how long it has been operating, its income and the purpose of the financing.<\/p>\n\t\t\n<\/div>\n

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Preparing information and documents<\/h3>\n\t\t\t\t\t

We guide you on the information a financial institution may request and the areas worth organizing before you apply.<\/p>\n\t\t\n<\/div>\n

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Guidance on financing alternatives<\/h3>\n\t\t\t\t\t

We help you understand the differences between business credit cards, lines of credit and loans, based on your business's characteristics.<\/p>\n\t\t\n<\/div>\n

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Building your business credit profile<\/h3>\n\t\t\t\t\t

We explain how business accounts and business credit history work, including the importance of checking which vendors report and under what conditions.<\/p>\n\t\t\n<\/div>\n

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Preparing for applications<\/h3>\n\t\t\t\t\t

We review with you the known requirements of the options considered and the points that need attention before you submit an application.<\/p>\n\t\t\n<\/div>\n

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Understanding costs and terms<\/h3>\n\t\t\t\t\t

We guide you in identifying rates, fees, payments, terms and possible personal guarantees before you take on a commitment.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n

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Who it is for<\/p>\n\t\t\t\t\t

Who is this service for?<\/h2>\n\t\t\t\t\t

This service may be useful if:<\/p>\n\t\t

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You have a company and need to explore capital options.<\/p>\n\t\t\n<\/div>\n

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You are looking to finance equipment, inventory or other business needs.<\/p>\n\t\t\n<\/div>\n

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You want to start building a business credit history.<\/p>\n\t\t\n<\/div>\n

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You do not know what documents to prepare to apply for financing.<\/p>\n\t\t\n<\/div>\n

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You want to understand an offer before accepting it.<\/p>\n\t\t\n<\/div>\n

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Your business is new and you need to identify what you can prepare now.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n

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Having an LLC or an EIN, on its own, does not guarantee access to financing.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/section>\n

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Process<\/p>\n\t\t\t\t\t

What is the process like?<\/h2>\n\t\t
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Step 1. Tell us what you need<\/p>\n\t\t\t\t\t

Schedule the free 15-minute initial call to explain your situation and the goal of the financing.<\/p>\n\t\t\n<\/div>\n

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Step 2. We define the service<\/p>\n\t\t\t\t\t

We explain the scope of the consultation, its fees and the information needed before we begin.<\/p>\n\t\t\n<\/div>\n

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Step 3. We review your information<\/p>\n\t\t\t\t\t

Within the scope you hire, we identify the areas you need to organize and the alternatives worth exploring.<\/p>\n\t\t\n<\/div>\n

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Step 4. Learn your next steps<\/p>\n\t\t\t\t\t

You receive guidance on what to prepare, which terms to review and how to move forward with the options considered.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n

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Important information<\/p>\n\t\t\t\t\t

Financing decisions belong to each financial institution<\/h2>\n\t\t
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Whether an application is accepted, as well as the amount, rate, terms and collateral, depends on each provider's evaluation and conditions.<\/p>\n\t\t\n<\/div>\n

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Hiring our consulting service does not guarantee that your application will be accepted, a specific amount or a funding date.<\/p>\n\t\t\n<\/div>\n

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Some products may require a review of the owner's personal credit and a personal guarantee.<\/p>\n\t\t\n<\/div>\n

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If an option offers a 0% APR promotional rate, you should review how long it lasts, which transactions it covers, the fees and the rate that applies afterward. It should not be interpreted as permanent free financing.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n

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Reviews<\/p>\n\t\t\t\t\t

What our clients say<\/h2>\n\t\t\n<\/div>\n\n<\/section>\n
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