{"id":2126,"date":"2025-08-28T20:26:51","date_gmt":"2025-08-28T20:26:51","guid":{"rendered":"https:\/\/taxespositivos.com\/auto-home-and-business-insurance\/"},"modified":"2026-10-24T19:16:05","modified_gmt":"2026-10-24T19:16:05","slug":"auto-home-and-business-insurance","status":"publish","type":"page","link":"https:\/\/taxespositivos.com\/en\/auto-home-and-business-insurance\/","title":{"rendered":"Auto, home and business insurance"},"content":{"rendered":"\t\t
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Spanish-speaking service \u00b7 Options based on your needs<\/p>\n\t\t\t\t\t

Insurance for your car, your home and your business<\/h1>\n\t\t\t\t\t

Available in Florida and Texas<\/p>\n\t\t\t\t\t

We help you learn about the available options and understand their coverage, costs and conditions before you choose.<\/p>\n\t\t

\n \t\t\t\n\tGet a quote for my car\n<\/a>\n\t\t\t\t\t\n\tGet a quote for my home\n<\/a>\n\t\t\t\t\t\n\tGet a quote for my business\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n
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Vehicles<\/p>\n\t\t\t\t\t

Insurance for your vehicles<\/h2>\n\t\t\t\t\t

We guide you on the options available for your personal or work vehicles.<\/p>\n\t\t

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Auto insurance<\/h3>\n\t\t\t\t\t

Options for your vehicle and the drivers you want to include, according to the policy terms.<\/p>\n\t\t\n<\/div>\n

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Cargo truck insurance<\/h3>\n\t\t\t\t\t

Options for trucks that haul cargo, based on their use and the applicable requirements.<\/p>\n\t\t\n<\/div>\n

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Boats and personal watercraft<\/h3>\n\t\t\t\t\t

Options for boats, yachts and personal watercraft, based on the type of vessel and its use.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n

\n \t\t\t\n\tRequest a vehicle quote\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/section>\n
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Home and personal property<\/p>\n\t\t\t\t\t

Insurance for your home and your belongings<\/h2>\n\t\t\t\t\t

Explore options for your home, your belongings and the things you care about most.<\/p>\n\t\t

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Home or apartment insurance<\/h3>\n\t\t\t\t\t

Options for your home and your belongings, based on the policy and the characteristics of the property.<\/p>\n\t\t\n<\/div>\n

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Renters insurance<\/h3>\n\t\t\t\t\t

Protection for your belongings and your personal liability if you rent. The landlord's policy does not replace your coverage as a renter.<\/p>\n\t\t\n<\/div>\n

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Jewelry insurance<\/h3>\n\t\t\t\t\t

Options to insure your jewelry, according to the insurance company's terms.<\/p>\n\t\t\n<\/div>\n

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Pet insurance<\/h3>\n\t\t\t\t\t

Coverage options for your pet's veterinary care, according to the plan.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n

\n \t\t\t\n\tRequest a quote for my home\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/section>\n
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Businesses<\/p>\n\t\t\t\t\t

Insurance for your business<\/h2>\n\t\t\t\t\t

Not every business faces the same risks. Tell us what you do, where you operate and what requirements you have been asked to meet so we can review the options we can offer you.<\/p>\n\t\t

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Commercial insurance<\/h3>\n\t\t\t\t\t

Options for your business's property and operations, based on its activity.<\/p>\n\t\t\n<\/div>\n

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General liability<\/h3>\n\t\t\t\t\t

It can help with certain third-party claims for bodily injury or property damage, according to the policy's terms and exclusions.<\/p>\n\t\t\n<\/div>\n

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Workers' compensation<\/h3>\n\t\t\t\t\t

Ask about the availability of this coverage for work-related injuries or illnesses, based on the activity and the applicable requirements.<\/p>\n\t\t\n<\/div>\n

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Surety bonds<\/h3>\n\t\t\t\t\t

Ask about the bonds you are required to have for your activity or your filings, according to their requirements.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n

\n \t\t\t\n\tRequest a business quote\n<\/a>\n\t\t\n<\/div>\n\t\t\t

These coverages are different and are not automatically included in a single policy. Their availability depends on the insurance company, the state and the evaluation of each case.<\/p>\n\t\t\n<\/div>\n\n<\/section>\n

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Certificates of insurance<\/p>\n\t\t\t\t\t

Were you asked for a certificate of insurance?<\/h2>\n\t\t\t\t\t

Tell us what your client, contractor or landlord requires. The corresponding team can review whether the available options can meet those requirements.<\/p>\n\t\t\t\t\t

A certificate summarizes policy information; on its own, it does not change the coverage.<\/p>\n\t\t\t\t\t

Limits, additional insureds and other requirements must be reviewed according to the policy and the corresponding endorsements.<\/p>\n\t\t

\n \t\t\t\n\tAsk about insurance requirements\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/section>\n
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Process<\/p>\n\t\t\t\t\t

How we get your quote started<\/h2>\n\t\t
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1. You tell us what you need<\/p>\n\t\t\t\t\t

Let us know what you want to insure and which state it is in.<\/p>\n\t\t\n<\/div>\n

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2. We gather the information<\/p>\n\t\t\t\t\t

The corresponding team explains which information and documents it needs to review options.<\/p>\n\t\t\n<\/div>\n

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3. You learn the conditions<\/p>\n\t\t\t\t\t

Review premiums, limits, deductibles, exclusions and requirements before you decide.<\/p>\n\t\t\n<\/div>\n

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4. You confirm your purchase<\/p>\n\t\t\t\t\t

If you decide to move forward, we explain the process and how to confirm the effective date.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\t\t\t

Submitting a form, receiving a quote or requesting a change does not, on its own, confirm that coverage exists.<\/p>\n\t\t\n<\/div>\n\n<\/section>\n

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Information for your quote<\/p>\n\t\t\t\t\t

What information do we need to know?<\/h2>\n\t\t
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For vehicles<\/h3>\n\t\t\n<\/div>\n
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State of residence.<\/p>\n\t\t\n<\/div>\n

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Vehicles, boats and drivers you want to include.<\/p>\n\t\t\n<\/div>\n

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Personal or commercial use.<\/p>\n\t\t\n<\/div>\n

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Current coverage, if any.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n

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For your home and belongings<\/h3>\n\t\t\n<\/div>\n
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Location and type of home.<\/p>\n\t\t\n<\/div>\n

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Whether you are a homeowner or a renter.<\/p>\n\t\t\n<\/div>\n

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Jewelry or pets you want to insure.<\/p>\n\t\t\n<\/div>\n

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Current coverage, if any.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n

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For businesses<\/h3>\n\t\t\n<\/div>\n
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Main activity and location.<\/p>\n\t\t\n<\/div>\n

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Time in operation.<\/p>\n\t\t\n<\/div>\n

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Approximate size of the operation.<\/p>\n\t\t\n<\/div>\n

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Whether you have employees or use subcontractors.<\/p>\n\t\t\n<\/div>\n

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Vehicles, premises or equipment you need to insure.<\/p>\n\t\t\n<\/div>\n

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Requirements from clients or landlords.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\t\t\t

Do not send ID documents, licenses, bank details or sensitive documents through the public form or WhatsApp. We will tell you how to share them.<\/p>\n\t\t\n<\/div>\n\n<\/section>\n

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Spanish-speaking service<\/p>\n\t\t\t\t\t

Understand your policy before you choose<\/h2>\n\t\t\t\t\t

We serve you in Spanish and help you identify the relevant conditions of the options we can offer you.<\/p>\n\t\t

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Available options<\/h3>\n\t\t\t\t\t

Ask about the companies and products the agent assisting you works with.<\/p>\n\t\t\n<\/div>\n

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Clear costs and conditions<\/h3>\n\t\t\t\t\t

Review what you are purchasing and what expenses may apply.<\/p>\n\t\t\n<\/div>\n

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Service channels<\/h3>\n\t\t\t\t\t

Know who to contact for payments, documents, changes or claims.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\t\t\t

What our clients say<\/h3>\n\t\t\n<\/div>\n\n<\/section>\n
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