Business financing · Spanish-speaking service
Before you apply for capital, learn your options and prepare your company
Do you need to buy equipment, purchase inventory or support your business's growth?
At Taxes Positivos we guide you to understand your business financing alternatives and review what you need to prepare before you submit an application.
15 minutes to understand your need and explain how we can help you.
What is business funding?
Business funding is access to resources to finance a company's needs. It can include loans, lines of credit and business credit cards, among other alternatives.
Each option has different requirements, costs and terms. That is why, before you apply, it is worth reviewing how much you need, what you will use it for and how you will repay that financing.
How we support you
We talk about your company's activity, how long it has been operating, its income and the purpose of the financing.
We guide you on the information a financial institution may request and the areas worth organizing before you apply.
We help you understand the differences between business credit cards, lines of credit and loans, based on your business's characteristics.
We explain how business accounts and business credit history work, including the importance of checking which vendors report and under what conditions.
We review with you the known requirements of the options considered and the points that need attention before you submit an application.
We guide you in identifying rates, fees, payments, terms and possible personal guarantees before you take on a commitment.
Who it is for
This service may be useful if:
You have a company and need to explore capital options.
You are looking to finance equipment, inventory or other business needs.
You want to start building a business credit history.
You do not know what documents to prepare to apply for financing.
You want to understand an offer before accepting it.
Your business is new and you need to identify what you can prepare now.
Having an LLC or an EIN, on its own, does not guarantee access to financing.
Process
Step 1. Tell us what you need
Schedule the free 15-minute initial call to explain your situation and the goal of the financing.
Step 2. We define the service
We explain the scope of the consultation, its fees and the information needed before we begin.
Step 3. We review your information
Within the scope you hire, we identify the areas you need to organize and the alternatives worth exploring.
Step 4. Learn your next steps
You receive guidance on what to prepare, which terms to review and how to move forward with the options considered.
Important information
Whether an application is accepted, as well as the amount, rate, terms and collateral, depends on each provider's evaluation and conditions.
Hiring our consulting service does not guarantee that your application will be accepted, a specific amount or a funding date.
Some products may require a review of the owner's personal credit and a personal guarantee.
If an option offers a 0% APR promotional rate, you should review how long it lasts, which transactions it covers, the fees and the rate that applies afterward. It should not be interpreted as permanent free financing.
Reviews
Frequently asked questions
Yes. We can guide you on what to prepare and which requirements to review. The available alternatives will depend on your profile and on each financial institution.
It depends on the product. Some institutions request bank statements, tax returns or other documents to evaluate income and ability to pay.
It depends on the provider and the product. Having an EIN does not automatically eliminate a review of your personal credit or a possible owner's guarantee.
No. The decision belongs to the institution that evaluates the application.
The 15-minute call is to understand your need and explain the service. Before you hire a consultation, we will tell you its scope and cost.
This page focuses on exploring financing and preparing your business for possible applications. If your main need is to review your credit history, we can direct you to our credit consulting service.
Form
Fill out this form to request information about our business financing consultation.
Before applying for financing, learn what you need to prepare and which terms you should review.
15 minutes to understand your need.
